Market Monitor

Generated: 2026-08-28 04:55 SGT | Phase 4g | Returns in local index currency unless noted

VIX14.5

S&P 500 1D+0.72%

US 10Y 1M+5bps

Gold/Copperflat -0.08%

Data flags4

Section 0 — Market Stress

Indicator	Level	1D	1W	1M
VIX (CBOE Volatility Index)	14.5	-4.60%	-9.37%	-29.77%
Gold/Silver Ratio (GC=F / SI=F) risk-off → ratio rises	66.5	—	—	—
Gold/Copper Ratio (GC=F / HG=F) risk-off → ratio rises	696.7	—	—	—

Futures-based: GC=F (Gold), SI=F (Silver), HG=F (Copper). Spot sources attempted and failed.

Section 1 — Equity Indices

Returns in local index currency. See Section 6 FX table for USD currency impact. ETF proxies: ACWI, URTH, EEM. Colour: moves within ±1% render neutral grey (D5, review after one week); the signed number always carries direction.

Index	Level	1D	1W	1M	3M
Global
MSCI ACWI ACWI as of 2026-08-27 00:00:00	161.53	+0.39%	+0.98%	+5.94%	+2.74%
MSCI World URTH as of 2026-08-27 00:00:00	209.93	+0.46%	+1.01%	+5.40%	+3.19%
MSCI EM EEM as of 2026-08-27 00:00:00	67.61	+0.66%	+1.49%	+10.71%	-0.95%
Americas
S&P 500 ^GSPC as of 2026-08-27 00:00:00	7,730.99	+0.72%	+1.18%	+5.67%	+2.21%
Nasdaq 100 ^NDX as of 2026-08-27 00:00:00	29,641.56	+1.43%	+1.47%	+9.01%	-1.93%
TSX Composite ^GSPTSE as of 2026-08-27 00:00:00	36,834.25	+0.06%	+1.29%	+3.03%	+6.71%
EMEA
Euro Stoxx 50 ^STOXX50E as of 2026-08-27 00:00:00	6,424.73	-0.71%	+0.04%	+2.81%	+6.46%
FTSE 100 ^FTSE as of 2026-08-27 00:00:00	10,792.54	-0.79%	+0.41%	-1.06%	+4.39%
Asia-Pacific
Nikkei 225 ^N225 as of 2026-08-26 00:00:00	66,262.16	+0.62%	+1.43%	+2.05%	+1.94%
STI ^STI as of 2026-08-26 00:00:00	5,721.59	-0.25%	+0.48%	+1.80%	+13.78%
ASX 200 ^AXJO as of 2026-08-26 00:00:00	9,127.80	-0.40%	+0.82%	+2.01%	+6.22%
CSI 300 000300.SS as of 2026-08-27 00:00:00	4,630.28	N/A	N/A	N/A	N/A
HSCEI ^HSCE as of 2026-08-26 00:00:00	8,533.84	+1.05%	+0.74%	+1.16%	+0.84%

Index	Level	6M	1Y	3Y	5Y	10Y
Global
MSCI ACWI ACWI as of 2026-08-27 00:00:00	161.53	+9.89%	+22.73%	+80.54%	+73.74%	+228.49%
MSCI World URTH as of 2026-08-27 00:00:00	209.93	+10.25%	+21.09%	+79.78%	+76.39%	+243.54%
MSCI EM EEM as of 2026-08-27 00:00:00	67.61	+8.37%	+37.29%	+89.05%	+53.50%	+124.71%
Americas
S&P 500 ^GSPC as of 2026-08-27 00:00:00	7,730.99	+11.90%	+19.56%	+76.20%	+75.47%	+254.27%
Nasdaq 100 ^NDX as of 2026-08-27 00:00:00	29,641.56	+18.40%	+26.00%	+98.82%	+98.48%	+516.83%
TSX Composite ^GSPTSE as of 2026-08-27 00:00:00	36,834.25	+6.76%	+29.97%	+85.28%	+82.21%	+148.95%
EMEA
Euro Stoxx 50 ^STOXX50E as of 2026-08-27 00:00:00	6,424.73	+4.07%	+18.02%	+52.50%	+53.83%	+113.01%
FTSE 100 ^FTSE as of 2026-08-27 00:00:00	10,792.54	-0.50%	+17.47%	+44.58%	+51.59%	+56.88%
Asia-Pacific
Nikkei 225 ^N225 as of 2026-08-26 00:00:00	66,262.16	+15.30%	+53.12%	+105.12%	+130.14%	N/A
STI ^STI as of 2026-08-26 00:00:00	5,721.59	+13.96%	+34.42%	+81.07%	+85.35%	+99.37%
ASX 200 ^AXJO as of 2026-08-26 00:00:00	9,127.80	-0.52%	+1.65%	+24.95%	+21.27%	+68.28%
CSI 300 000300.SS as of 2026-08-27 00:00:00	4,630.28	N/A	N/A	N/A	N/A	N/A
HSCEI ^HSCE as of 2026-08-26 00:00:00	8,533.84	-4.75%	-5.59%	+27.93%	-13.67%	N/A

Section 2 — Government Bond Yields, Cash Rates & Spreads

All changes in basis points (bps). Positive bps = rate rose (red). Monthly series: 1D/1W changes N/A. Colour: changes within ±10bps render neutral grey (D4).

Market / Instrument	Rate	1M Δbps	3M Δbps	1Y Δbps
United States (FRED, daily)
Cash Rate	3.63%	0bps	0bps	-1bps
2Y Yield	4.19%	-7bps	+19bps	+51bps
10Y Yield	4.66%	+5bps	+18bps	+40bps
30Y Yield	5.18%	+9bps	+17bps	+30bps
↳ 2-10 Spread	+47bps
↳ 3M-10Y Spread (NY Fed recession)	+81bps
Canada (BoC Valet API)
Cash Rate	2.25%	-3bps	0bps	-51bps
2Y Yield	2.93%	+6bps	+7bps	+20bps
10Y Yield	3.66%	+10bps	+19bps	+18bps
30Y Yield ("Long" bond)	4.09%	+15bps	+26bps	+21bps
Eurozone (ECB API, daily — AAA euro govt composite)
Cash Rate ⚠️sparse (policy rate)	2.25%	+25bps	+25bps	0bps
2Y Yield	2.76%	+5bps	+25bps	+83bps
10Y Yield	3.25%	+9bps	+23bps	+46bps
30Y Yield	3.70%	+10bps	+19bps	+42bps
United Kingdom (BoE yield curve ZIP — 2Y/30Y par; IADB fallback)
Cash Rate	3.75%	0bps	0bps	-25bps
2Y Yield	4.25%	N/A	N/A	N/A
10Y Yield	5.09%	N/A	N/A	N/A
30Y Yield	5.88%	N/A	N/A	N/A
Japan (MoF CSV daily — 2Y/10Y/30Y; FRED monthly cash rate)
Cash Rate ⚠️monthly	0.84%	+11bps	+11bps	+36bps
2Y Yield	1.70%	N/A	N/A	N/A
10Y Yield	2.89%	N/A	N/A	N/A
30Y Yield	4.04%	N/A	N/A	N/A
Singapore (MAS SGS daily — 6M T-bill + 2Y/5Y/10Y/30Y)
Cash Rate	1.59%	N/A	N/A	N/A
2Y Yield	1.65%	N/A	N/A	N/A
10Y Yield	2.31%	N/A	N/A	N/A
30Y Yield	2.42%	N/A	N/A	N/A
Australia (RBA xlsx daily — f01d/f02d; FRED monthly fallback)
Cash Rate	4.35%	0bps	0bps	+75bps
2Y Yield	4.58%	+4bps	-3bps	+125bps
10Y Yield	5.05%	+9bps	+8bps	+75bps
China (ChinaBond daily — 0Y proxy/2Y/10Y/30Y; FRED cash rate fallback)
Cash Rate	0.96%	N/A	N/A	N/A
2Y Yield	1.25%	N/A	N/A	N/A
10Y Yield	1.70%	N/A	N/A	N/A
30Y Yield	2.14%	N/A	N/A	N/A

Section 3 — Credit (OAS)

OAS in basis points. Widening = red (credit risk rising). Tightening = green. FRED ICE BofA series. Colour: changes within ±2bps render neutral grey (D3 default band).

Index	OAS (bps)	1M Δbps	3M Δbps	1Y Δbps
US IG OAS (ICE BofA US Corporate)	80bps	-1bps	+6bps	+1bps
US HY OAS (ICE BofA US High Yield)	267bps	-17bps	-7bps	-17bps
EUR HY OAS (ICE BofA Euro HY)	258bps	-3bps	-15bps	-31bps
EUR IG OAS	Data gap — no ICE BofA EUR IG OAS series available on FRED.
GBP IG OAS	Data gap — no FRED series confirmed. ETF price proxy (SLXX.L) excluded: price ≠ OAS.

Section 4 — REITs

ETF	Price	1D	1W	1M	3M
US REITs (Vanguard Real Estate) VNQ as of 2026-08-27 00:00:00	97.65	-0.97%	-0.96%	-2.99%	+2.03%
Global ex-US REITs (Vanguard Global ex-US RE) VNQI as of 2026-08-27 00:00:00	45.53	-0.28%	-0.35%	-0.87%	-0.87%

ETF	Price	6M	1Y	3Y	5Y
US REITs (Vanguard Real Estate) VNQ as of 2026-08-27 00:00:00	97.65	+4.23%	+10.96%	+37.58%	+11.58%
Global ex-US REITs (Vanguard Global ex-US RE) VNQI as of 2026-08-27 00:00:00	45.53	-10.30%	+0.71%	+32.85%	-4.51%

Section 5 — Commodities

All commodities: yfinance front-month futures. Returns in USD.

Commodity	Level	1D	1W	1M	3M	1Y
WTI Crude Oil CL=F front-month futures as of 2026-08-27 00:00:00	83.53 USD/bbl	+1.58%	-4.90%	-1.10%	-6.04%	+32.06%
Brent Crude Oil BZ=F front-month futures as of 2026-08-27 00:00:00	88.49 USD/bbl	+0.74%	-5.64%	-2.48%	-5.57%	+31.64%
Natural Gas (Henry Hub) NG=F front-month futures as of 2026-08-27 00:00:00	2.90 USD/MMBtu	+2.22%	+6.29%	+6.61%	-11.57%	+6.92%
Gold GC=F front-month futures as of 2026-08-27 00:00:00	4,657.90 USD/oz	+1.30%	+3.14%	+15.45%	+3.52%	+37.46%
Silver SI=F front-month futures as of 2026-08-27 00:00:00	70.06 USD/oz	+3.04%	+2.98%	+21.07%	-7.39%	+81.57%
Copper HG=F front-month futures as of 2026-08-27 00:00:00	6.69 USD/lb	+1.38%	+3.49%	+6.57%	+4.53%	+50.22%
Broad Commodities (DJP) DJP ETN proxy as of 2026-08-27 00:00:00	50.67 price	+1.02%	+0.66%	+6.90%	+3.94%	+49.29%
Baltic Dry proxy (BDRY) BDRY ETF proxy ⚠️not BDI — tracking error as of 2026-08-27 00:00:00	14.82 price	-1.59%	+4.44%	+15.96%	+12.70%	+72.33%

Section 6 — Currencies & Digital Assets vs USD

All as "USD per 1 unit of foreign currency". Positive % = that currency strengthened vs USD. ⚠️ Direction verified on first run. JPY/CAD/SGD/CNY are inverted FRED series.

Currency / Asset	Rate (USD/unit)	1D	1W	1M	3M	1Y
CAD/USD	0.7265	+0.11%	+0.78%	+2.34%	+0.17%	+0.68%
EUR/USD	1.1684	+0.04%	+0.89%	+2.73%	+0.82%	+0.21%
GBP/USD	1.3644	+0.04%	+0.65%	+2.49%	+1.77%	+1.10%
JPY/USD	0.0063	-0.04%	+0.19%	+3.08%	+0.16%	-7.04%
SGD/USD	0.7879	+0.22%	+0.72%	+1.84%	+0.84%	+1.21%
AUD/USD	0.7178	+0.81%	+1.23%	+2.91%	+0.62%	+11.13%
CNY/USD	0.1488	+0.02%	+0.30%	+0.73%	+1.21%	+6.86%
Bitcoin 24/7; midnight UTC ref	$80,019	+1.25%	+3.81%	+24.52%	+33.99%	-6.37%

Sources: FRED (Federal Reserve Bank of St. Louis) · ECB Statistical Data Warehouse · Bank of England yield curve ZIP (par curve) / IADB fallback · Bank of Canada Valet API · RBA Statistics (xlsx) · MAS SGS Benchmark Prices · Japan MoF JGB CSV (daily par yields) / FRED monthly fallback · yfinance · ICE BofA Indices via FRED

Methodology: Equity/REIT/commodity returns use adjusted close, trading-day lookback, local currency. Bond/rate changes in basis points (absolute). OAS in bps from FRED % values (widening=red). FX as USD per 1 unit of foreign currency (positive % = foreign currency strengthened vs USD). All commodities: yfinance front-month futures (Phase 2k — EIA spot retired due to T+2 lag).

Monthly series (⚠️monthly): Japan cash rate — FRED monthly (no free daily source). Japan 10Y — MoF CSV daily if available, else FRED monthly. Australia — FRED monthly fallback if RBA xlsx fetch fails. Sparse policy rate (⚠️sparse): ECB DFR updates on 6-week meeting cycle — not a monthly source. 1D/1W changes N/A for monthly series.

30Y yields note: UK = BoE ZIP par curve 30Y (Phase 2h); falls back to IADB 20Y (IUDLNPY) if ZIP unavailable. Canada = BoC "Long" bond (BD.CDN.LONG.DQ.YLD; verify label on first run). Australia = permanent gap (RBA F2 table goes to 10Y only). China = ChinaBond 30Y govt yield curve (daily spot).

China sources (Phase 2i): Cash rate = ChinaBond 0Y proxy (daily); 2Y/10Y/30Y = ChinaBond yield curve (daily). FRED PBOC LPR monthly retained as cash rate fallback if ChinaBond unavailable.

Data flags:

EQUITY: ^N225: ⚠️ VERIFY — newest print 2026-08-26, but TSE has closed 2026-08-27: one session behind (stale feed, or a market holiday not in our calendar)
EQUITY: ^STI: ⚠️ VERIFY — newest print 2026-08-26, but SGX has closed 2026-08-27: one session behind (stale feed, or a market holiday not in our calendar)
EQUITY: ^AXJO: ⚠️ VERIFY — newest print 2026-08-26, but ASX has closed 2026-08-27: one session behind (stale feed, or a market holiday not in our calendar)
EQUITY: ^HSCE: ⚠️ VERIFY — newest print 2026-08-26, but HKEX has closed 2026-08-27: one session behind (stale feed, or a market holiday not in our calendar)

Generated 2026-08-28 04:55 SGT | Market Monitor Phase 4g

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