Market Monitor

Generated: 2026-08-27 15:54 SGT | Phase 4g | Returns in local index currency unless noted

VIX14.9

S&P 500 1D-0.02%

US 10Y 1M-1bps

Gold/Copperflat +0.08%

Data flags0

Section 0 — Market Stress

Indicator	Level	1D	1W	1M
VIX (CBOE Volatility Index)	14.9	-1.84%	-6.75%	-27.73%
Gold/Silver Ratio (GC=F / SI=F) risk-off → ratio rises	67.3	—	—	—
Gold/Copper Ratio (GC=F / HG=F) risk-off → ratio rises	697.9	—	—	—

Futures-based: GC=F (Gold), SI=F (Silver), HG=F (Copper). Spot sources attempted and failed.

Section 1 — Equity Indices

Returns in local index currency. See Section 6 FX table for USD currency impact. ETF proxies: ACWI, URTH, EEM. Colour: moves within ±1% render neutral grey (D5, review after one week); the signed number always carries direction.

Index	Level	1D	1W	1M	3M
Global
MSCI ACWI ACWI as of 2026-08-26 00:00:00	160.90	-0.11%	+0.12%	+4.12%	+2.73%
MSCI World URTH as of 2026-08-26 00:00:00	208.96	-0.18%	-0.12%	+3.55%	+3.16%
MSCI EM EEM as of 2026-08-26 00:00:00	67.17	-0.12%	+1.60%	+7.71%	-1.27%
Americas
S&P 500 ^GSPC as of 2026-08-26 00:00:00	7,675.70	-0.02%	-0.42%	+3.32%	+2.07%
Nasdaq 100 ^NDX as of 2026-08-26 00:00:00	29,224.52	+0.05%	-0.68%	+5.26%	-2.50%
TSX Composite ^GSPTSE as of 2026-08-26 00:00:00	36,813.70	-0.39%	+1.13%	+3.50%	+6.98%
EMEA
Euro Stoxx 50 ^STOXX50E as of 2026-08-27 00:00:00	6,472.81	+0.03%	+0.79%	+3.58%	+7.26%
FTSE 100 ^FTSE as of 2026-08-27 00:00:00	10,816.00	-0.57%	+0.63%	-0.85%	+4.61%
Asia-Pacific
Nikkei 225 ^N225 as of 2026-08-27 00:00:00	66,131.98	-0.20%	-0.13%	+6.04%	+2.22%
STI ^STI as of 2026-08-27 00:00:00	5,679.68	-0.73%	+0.14%	+1.13%	+13.84%
ASX 200 ^AXJO as of 2026-08-27 00:00:00	9,038.20	-0.98%	-0.50%	-0.00%	+3.51%
CSI 300 000300.SS as of 2026-08-27 00:00:00	4,630.28	N/A	N/A	N/A	N/A
HSCEI ^HSCE as of 2026-08-27 00:00:00	8,482.22	-0.60%	-0.77%	-1.64%	+1.41%

Index	Level	6M	1Y	3Y	5Y	10Y
Global
MSCI ACWI ACWI as of 2026-08-26 00:00:00	160.90	+8.94%	+22.51%	+79.44%	+72.14%	+227.54%
MSCI World URTH as of 2026-08-26 00:00:00	208.96	+9.35%	+20.84%	+78.42%	+74.93%	+242.29%
MSCI EM EEM as of 2026-08-26 00:00:00	67.17	+6.65%	+36.05%	+87.43%	+49.90%	+121.83%
Americas
S&P 500 ^GSPC as of 2026-08-26 00:00:00	7,675.70	+10.50%	+19.20%	+74.46%	+74.44%	+252.40%
Nasdaq 100 ^NDX as of 2026-08-26 00:00:00	29,224.52	+15.38%	+24.75%	+95.66%	+96.69%	+509.20%
TSX Composite ^GSPTSE as of 2026-08-26 00:00:00	36,813.70	+7.87%	+30.68%	+86.96%	+81.33%	+149.16%
EMEA
Euro Stoxx 50 ^STOXX50E as of 2026-08-27 00:00:00	6,472.81	+4.85%	+18.90%	+53.64%	+54.98%	+114.60%
FTSE 100 ^FTSE as of 2026-08-27 00:00:00	10,816.00	-0.28%	+17.73%	+44.90%	+51.92%	+57.22%
Asia-Pacific
Nikkei 225 ^N225 as of 2026-08-27 00:00:00	66,131.98	+16.38%	+55.06%	+102.23%	+130.37%	N/A
STI ^STI as of 2026-08-27 00:00:00	5,679.68	+13.42%	+33.84%	+78.93%	+83.05%	+98.08%
ASX 200 ^AXJO as of 2026-08-27 00:00:00	9,038.20	-1.74%	+0.73%	+24.18%	+20.74%	+67.82%
CSI 300 000300.SS as of 2026-08-27 00:00:00	4,630.28	N/A	N/A	N/A	N/A	N/A
HSCEI ^HSCE as of 2026-08-27 00:00:00	8,482.22	-7.78%	-6.10%	+24.58%	-14.71%	N/A

Section 2 — Government Bond Yields, Cash Rates & Spreads

All changes in basis points (bps). Positive bps = rate rose (red). Monthly series: 1D/1W changes N/A. Colour: changes within ±10bps render neutral grey (D4).

Market / Instrument	Rate	1M Δbps	3M Δbps	1Y Δbps
United States (FRED, daily)
Cash Rate	3.63%	0bps	0bps	-1bps
2Y Yield	4.17%	-14bps	+16bps	+38bps
10Y Yield	4.64%	-1bps	+14bps	+31bps
30Y Yield	5.17%	+5bps	+14bps	+25bps
↳ 2-10 Spread	+47bps
↳ 3M-10Y Spread (NY Fed recession)	+78bps
Canada (BoC Valet API)
Cash Rate	2.25%	-3bps	-2bps	-51bps
2Y Yield	2.90%	0bps	+6bps	+21bps
10Y Yield	3.62%	+2bps	+15bps	+18bps
30Y Yield ("Long" bond)	4.06%	+8bps	+22bps	+21bps
Eurozone (ECB API, daily — AAA euro govt composite)
Cash Rate ⚠️sparse (policy rate)	2.25%	+25bps	+25bps	0bps
2Y Yield	2.75%	+2bps	+23bps	+84bps
10Y Yield	3.24%	+8bps	+21bps	+47bps
30Y Yield	3.70%	+11bps	+19bps	+44bps
United Kingdom (BoE yield curve ZIP — 2Y/30Y par; IADB fallback)
Cash Rate	3.75%	0bps	0bps	-25bps
2Y Yield	4.24%	N/A	N/A	N/A
10Y Yield	5.08%	N/A	N/A	N/A
30Y Yield	5.86%	N/A	N/A	N/A
Japan (MoF CSV daily — 2Y/10Y/30Y; FRED monthly cash rate)
Cash Rate ⚠️monthly	0.84%	+11bps	+11bps	+36bps
2Y Yield	1.70%	N/A	N/A	N/A
10Y Yield	2.89%	N/A	N/A	N/A
30Y Yield	4.04%	N/A	N/A	N/A
Singapore (MAS SGS daily — 6M T-bill + 2Y/5Y/10Y/30Y)
Cash Rate	1.55%	N/A	N/A	N/A
2Y Yield	1.64%	N/A	N/A	N/A
10Y Yield	2.28%	N/A	N/A	N/A
30Y Yield	2.42%	N/A	N/A	N/A
Australia (RBA xlsx daily — f01d/f02d; FRED monthly fallback)
Cash Rate	4.35%	0bps	0bps	+75bps
2Y Yield	4.58%	+4bps	-3bps	+125bps
10Y Yield	5.05%	+9bps	+8bps	+75bps
China (ChinaBond daily — 0Y proxy/2Y/10Y/30Y; FRED cash rate fallback)
Cash Rate	0.96%	N/A	N/A	N/A
2Y Yield	1.25%	N/A	N/A	N/A
10Y Yield	1.69%	N/A	N/A	N/A
30Y Yield	2.13%	N/A	N/A	N/A

Section 3 — Credit (OAS)

OAS in basis points. Widening = red (credit risk rising). Tightening = green. FRED ICE BofA series. Colour: changes within ±2bps render neutral grey (D3 default band).

Index	OAS (bps)	1M Δbps	3M Δbps	1Y Δbps
US IG OAS (ICE BofA US Corporate)	81bps	0bps	+8bps	+1bps
US HY OAS (ICE BofA US High Yield)	270bps	-11bps	-2bps	-17bps
EUR HY OAS (ICE BofA Euro HY)	257bps	-1bps	-11bps	-32bps
EUR IG OAS	Data gap — no ICE BofA EUR IG OAS series available on FRED.
GBP IG OAS	Data gap — no FRED series confirmed. ETF price proxy (SLXX.L) excluded: price ≠ OAS.

Section 4 — REITs

ETF	Price	1D	1W	1M	3M
US REITs (Vanguard Real Estate) VNQ as of 2026-08-26 00:00:00	98.61	-0.64%	+0.00%	-2.32%	+2.64%
Global ex-US REITs (Vanguard Global ex-US RE) VNQI as of 2026-08-26 00:00:00	45.66	-0.48%	+0.35%	-0.98%	-0.50%

ETF	Price	6M	1Y	3Y	5Y
US REITs (Vanguard Real Estate) VNQ as of 2026-08-26 00:00:00	98.61	+5.98%	+11.76%	+39.34%	+13.22%
Global ex-US REITs (Vanguard Global ex-US RE) VNQI as of 2026-08-26 00:00:00	45.66	-9.91%	+0.91%	+33.74%	-4.77%

Section 5 — Commodities

All commodities: yfinance front-month futures. Returns in USD.

Commodity	Level	1D	1W	1M	3M	1Y
WTI Crude Oil CL=F front-month futures as of 2026-08-27 00:00:00	81.08 USD/bbl	-1.40%	-7.69%	-4.00%	-8.80%	+28.19%
Brent Crude Oil BZ=F front-month futures as of 2026-08-27 00:00:00	85.84 USD/bbl	-2.28%	-8.47%	-5.40%	-8.40%	+27.70%
Natural Gas (Henry Hub) NG=F front-month futures as of 2026-08-27 00:00:00	2.91 USD/MMBtu	+2.39%	+6.48%	+6.79%	-11.42%	+7.10%
Gold GC=F front-month futures as of 2026-08-27 00:00:00	4,651.70 USD/oz	+1.16%	+3.00%	+15.29%	+3.39%	+37.27%
Silver SI=F front-month futures as of 2026-08-27 00:00:00	69.15 USD/oz	+1.71%	+1.65%	+19.51%	-8.59%	+79.23%
Copper HG=F front-month futures as of 2026-08-27 00:00:00	6.66 USD/lb	+1.07%	+3.17%	+6.24%	+4.21%	+49.76%
Broad Commodities (DJP) DJP ETN proxy as of 2026-08-26 00:00:00	50.16 price	+0.70%	+0.48%	+7.76%	+4.17%	+47.36%
Baltic Dry proxy (BDRY) BDRY ETF proxy ⚠️not BDI — tracking error as of 2026-08-26 00:00:00	15.06 price	-0.03%	+7.53%	+19.43%	+16.97%	+77.18%

Section 6 — Currencies & Digital Assets vs USD

All as "USD per 1 unit of foreign currency". Positive % = that currency strengthened vs USD. ⚠️ Direction verified on first run. JPY/CAD/SGD/CNY are inverted FRED series.

Currency / Asset	Rate (USD/unit)	1D	1W	1M	3M	1Y
CAD/USD	0.7265	+0.11%	+0.78%	+2.34%	+0.17%	+0.68%
EUR/USD	1.1684	+0.04%	+0.89%	+2.73%	+0.82%	+0.21%
GBP/USD	1.3644	+0.04%	+0.65%	+2.49%	+1.77%	+1.10%
JPY/USD	0.0063	-0.04%	+0.19%	+3.08%	+0.16%	-7.04%
SGD/USD	0.7879	+0.22%	+0.72%	+1.84%	+0.84%	+1.21%
AUD/USD	0.7178	+0.81%	+1.23%	+2.91%	+0.62%	+11.13%
CNY/USD	0.1488	+0.02%	+0.30%	+0.73%	+1.21%	+6.86%
Bitcoin 24/7; midnight UTC ref	$79,029	+0.00%	+2.52%	+22.98%	+32.33%	-7.53%

Sources: FRED (Federal Reserve Bank of St. Louis) · ECB Statistical Data Warehouse · Bank of England yield curve ZIP (par curve) / IADB fallback · Bank of Canada Valet API · RBA Statistics (xlsx) · MAS SGS Benchmark Prices · Japan MoF JGB CSV (daily par yields) / FRED monthly fallback · yfinance · ICE BofA Indices via FRED

Methodology: Equity/REIT/commodity returns use adjusted close, trading-day lookback, local currency. Bond/rate changes in basis points (absolute). OAS in bps from FRED % values (widening=red). FX as USD per 1 unit of foreign currency (positive % = foreign currency strengthened vs USD). All commodities: yfinance front-month futures (Phase 2k — EIA spot retired due to T+2 lag).

Monthly series (⚠️monthly): Japan cash rate — FRED monthly (no free daily source). Japan 10Y — MoF CSV daily if available, else FRED monthly. Australia — FRED monthly fallback if RBA xlsx fetch fails. Sparse policy rate (⚠️sparse): ECB DFR updates on 6-week meeting cycle — not a monthly source. 1D/1W changes N/A for monthly series.

30Y yields note: UK = BoE ZIP par curve 30Y (Phase 2h); falls back to IADB 20Y (IUDLNPY) if ZIP unavailable. Canada = BoC "Long" bond (BD.CDN.LONG.DQ.YLD; verify label on first run). Australia = permanent gap (RBA F2 table goes to 10Y only). China = ChinaBond 30Y govt yield curve (daily spot).

China sources (Phase 2i): Cash rate = ChinaBond 0Y proxy (daily); 2Y/10Y/30Y = ChinaBond yield curve (daily). FRED PBOC LPR monthly retained as cash rate fallback if ChinaBond unavailable.

Generated 2026-08-27 15:54 SGT | Market Monitor Phase 4g

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